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如何確認貸款公司的合法性？請檢查這兩項，第一：是否持有有效的營業執照或登記證，第二是否有固定的營業地點。只有確定是合法且正式註冊的貸款公司，才能安心借款。銀行、合法借貸公司等機構絕對不會要求你提交身份證件或銀行存摺作為貸款獲批的條件�

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